Grow Your Fleet, Keep More Cash

How to Get Low Monthly Payments on a New Heavy-Duty Truck

The freight market keeps building, and the fleets running the right equipment are the ones positioned to win new business. If you have been waiting for the right moment to add trucks, this is it. International® Financial’s Year-End Cash in Hand Program was built for exactly this situation: it gives qualified fleets low monthly payments on new Medium Duty, Severe Duty, and Heavy Duty International trucks, so you can put equipment to work now and keep cash where you need it most. We are helping fleets across the region take advantage before the program expires on October 31.

Why Now Is the Time to Buy a Heavy-Duty Truck

Freight demand is climbing, and the carriers with newer, reliable equipment are the ones winning the loads. Older trucks mean more downtime, higher maintenance costs, and missed opportunities at precisely the moment the market rewards fleets that can say yes to more freight.

Financing a new truck now rather than later means:

1. More trucks on the road sooner to capture rising freight volume
2. Lower maintenance risk than running aging equipment through peak season
3. Predictable costs heading into 2027 budgeting season

What the Year-End Cash In Hand Program Offers

Here's what you get:

More Cash Where It Matters

Lower upfront monthly payments free up cash for fuel, maintenance, and the day-to-day costs of keeping your operation moving, instead of tying it all up in a truck payment.

Budget With Confidence

The program offers predictable, low monthly payments for the first six months, which makes it easier to plan your budget while you grow.

A Potential Tax Advantage

Financing a truck through this program may qualify your business for 100% Bonus Depreciation. Every business’s tax situation is different, so talk to your tax advisor about what this could mean for you.

Eligible Equipment

The program applies to new:

1. Medium Duty International trucks
2. Severe Duty International trucks
3. Heavy Duty International trucks

Whether you are adding a single truck or expanding a whole fleet, this financing structure is designed to make growth more affordable right now.

Is the Year-End Cash In Hand Program Right for Your Fleet?

This program is a strong fit if you are:

1. Planning to replace aging trucks before winter freight season
2. Looking to expand capacity to capture rising freight demand
3. Wanting to preserve working capital for fuel, drivers, and operations
4. Interested in exploring tax advantages tied to equipment purchases

Terms, payments, and down payment amounts are set by Navistar Financial Corporation based on creditworthiness, and the program cannot be combined with other offers or discounts. Our team can walk you through current eligibility and help you find the right truck for your fleet.

Find the Right International Truck for Your Fleet

Browse our International inventory and find the Medium, Severe, or Heavy Duty truck that is ready to put to work. Our sales team knows this equipment and is here to help.

1. Choose the right spec for your application: shop our International inventory
2. Understand your financing options under the Year-End Cash in Hand Program: get a head start on the finance application
3. Get your truck funded before the October 31 deadline

Ready to grow your fleet and keep more cash on hand? Contact us to see how the program can work for your business.

Why the Deadline Matters: October 31 Cutoff

This is a limited-time offer. To lock in the low monthly payment structure, trucks need to be funded before October 31. Waiting could mean missing the window entirely, and paying full monthly payments from day one instead of easing into 2027.

This offer, including payments, terms, and conditions, may be modified, adjusted, or terminated at any time by Navistar Financial Corporation. Units funded prior to termination will be honored under original terms. Offer eligibility, payments, terms, and down payment are determined by Navistar Financial Corporation based on customer creditworthiness. Other restrictions may apply. Participation is non-negotiable, not redeemable for cash, non-transferable, and cannot be combined with other offers or discounts. International® Financial services are provided by Navistar Financial Corporation. ©2026 International Motors, LLC (d/b/a International Motors USA LLC in Illinois and Ohio). All rights reserved.